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Written: 23 February 2018


If you have any questions, please send them to toktoksuper@nambawansuper.com.pg and we will answer them.


In December’s investment toktok, we talked about saving for the future to prepare for retirement.
If a member decides to save a little more than the normal contribution, then they can do so. In fact at NSL, members have the ability to increase their contributions by advising NSL. This is called voluntary contribution.
The benefits of increasing your savings are many and below we lists some of them:

  1. Earning more interest on a larger balance;
  2. Increase your housing advance entitlement (your contribution) which is accessible after 5 years of joining the fund;
  3. Protection from being used for short term commitments – as your savings will have an objective and purpose; and
  4. Have more savings when you retire.

This graph shows the effect of increasing your retirement savings.

That is why, saving a little more from your earnings today, is one of the best choices you will ever make.

Bigger, better, safer, stronger and still Number One.

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