If a member was employed in 1975 and started contributing in 1980 what happens to his contribution between 1975 and 1980?

For this period, It is lost period to the member because contributions were not mandatory. Contributions were not mandatory and it was the law back then. So the responsibility does not fall … Continue reading If a member was employed in 1975 and started contributing in 1980 what happens to his contribution between 1975 and 1980?